Monique Garcia

CEO, Aidō Lighthouse

Most of the web breaks the moment an AI agent tries to buy. Monique Garcia is working to change that. As CEO of Aidō Lighthouse, she leads the team building the infrastructure that decides whether an AI agent can find, understand, and buy from a brand at all. They scan e-commerce sites the way an agent would, then work with brands to fix what breaks, right down to the code. Across 10+ industries, the pattern holds: the web was built for people, and the agents now showing up to buy can't use it yet.

Jorge Braniff, VP of Fraud and Product Operations at Incode Technologies

Jorge Braniff is VP of Fraud and Product Operations at Incode Technologies, where he leads a global organization spanning fraud detection, document intelligence, red team, data collection, labeling and identity verification. His work sits at the center of the agentic fraud arms race: partnering with ML on the development of models for supporting all ID templates, deepfake detection, presentation attacks, document tamper, alteration, liveness and AI detection. Jorge has led fraud ring detection initiatives using graph-based identity linkage to uncover coordinated attack networks and has run high-stakes technical evaluations against fraud rings targeting neobanks and payment platforms. He has also hardened SDKs against injection and deepfake-based attacks for major financial institutions and fintechs and developed model governance and evaluation frameworks used to benchmark fraud detection performance in production. He brings a builder’s perspective to the fight against AI-driven fraud, having scaled operations and detection systems across multiple countries. He is based in the San Francisco Bay Area.

Daniel Cuthbert, Global Head of Cyber Security Research, Banco Santander

 Daniel Cuthbert is the Global Head of Cyber Security Research at Santander, where he leads global security research and drives innovation in cyber defence across the organisation. He serves on the Black Hat Review Board and is a founding member of OWASP, having co-authored both the OWASP Testing Guide and the OWASP Application Security Verification Standard (ASVS). With more than 20 years of experience in offensive security, application security, and threat research, Daniel is a frequent speaker and trusted advisor on emerging cyber threats, secure engineering, and security strategy.

Leigh-Anne Galloway

Founder, Payment Village

Leigh-Anne Galloway is a security researcher and testing specialist focusing on payment security, application security, fraud, and adversarial testing. She is the Director of The Payment Collective Co., where she conducts commercial security research, payment security testing, and fraud red teaming engagements for organizations operating within financial ecosystems. Leigh-Anne is also the founder of The Payment Village, a non-profit initiative dedicated to educating people on the intricacies of payment systems, fostering the next generation of payment security professionals, and creating space for critical discussion within the industry. She has presented and authored research on ATM security, mPOS vulnerabilities, NFC payments, fraud, and application security. Leigh-Anne has previously spoken at conferences including DEF CON, Black Hat USA, Troopers, Ekoparty, OWASP, DevSecCon, BSides, Hacktivity, and 8dot8. 

Sanjeev Sharma

Director, Payments Product

Sanjeev has been building payment products since 2013, beginning his career at Visa as part of the original Visa Token Service (VTS) product team. He played a key role in launching and commercializing VTS across multiple countries and continents, helping drive the adoption of tokenized payments at global scale.

He later joined Meta, where he worked on payments across the family of apps, including helping launch WhatsApp Payments in India. Today, Sanjeev is a Product Manager in the Payments Product Group at GoFundMe, where he focuses on building secure, scalable payment experiences that help people support one another around the world.